Integrated Risk Management Systems

Project Title: Establishment of Integrated Risk Management Systems Problem: The bank had traditional risk management system which suffered from lack of adequate expertise, models to quantify risks and ineffective MIS. They also lacked integrated approach.

Solution: It involved the following-

  • Designing revised organizational structure
  • Revisiting credit policy
  • Introduction of borrower risk rating models for commercial loans
  • Credit scoring models for retail loans
  • Policies, procedures and controls for management of interest rate risk, forex risk, liquidity risk and operational risk
  • Pricing policies for deposit and lending products
  • MIS for top management and Board

Client: Bank of Bhutan Ltd.
Year: 2010<