Analyzing Bank’s Credit Culture

Project Title: Analyzing Bank’s Credit Culture

Problem: The board and the top management of the bank were concerned about lack of growth in credit portfolio and poor quality of loan assets.

Solution: It involved the following-

  • Review of the bank prevailing credit culture using a customized rating scale
  • Identification of weaknesses
  • Strategies for strengthening the credit culture

Client – One of the public sector banks in India
Year – 2006